Choosing a Lender
It is better to have a local/regional bank/Lender that has ALL the programs that can really help the home buyer get a loan.
Does local Lender has programs such as: FHA, CHAFA, VA, with down payment assistance? Credit issues? Deal with Millennials self-employment income?
Include the rental income from a roommate to qualify for a loan!
Monthly payment. Local lender must provide you with knowledge regarding interest rates, mortgage insurance and everything pertinent on loan costs and fees.
LENDERS FEES CHANGE FROM LENDER TO LENDER. COMPARE RATES & FEE